Car Buyer Check List

Please use this list as a template that you can add too for needs.

1) Check your credit rating- knowing your credit score is helpful- when the offers are made from dealers.
Dealers use multiple banks, however they have their favorites. Their favorite may not be yours. So... Ask them to try another bank if you have a favorable score ranging 650 or better. You deserve a good interest rate and all the rebates and incentives. Typically these are the low priced deals shown on TV, Newspapers and heard on Radio.

If your Score is 650 or under your going to pay more because of passed issues or having credit lines in place that are near maximum lines of credit. ( keep credit cards 50% or less of credit line to show better FICO score, use 0% interest cards to balance transfer part of balances on cards that are more the 50% of the line. This will take 30 to 90 days to show on your report. so plan ahead.)

2) Set a budget for your new car, inclusive of insurance coverage, be realistic. many sites offer free
insurance quotes.

3) Think about your day to day activities and needs; image, commuting, family , comfort, economy, sports.

4) Do the homework on pricing vehicles that will meet your requirements and price range.

5) Use http://www.SalesMaxCars.com . The service is free, and you can choose to receive offers

from up to 4 local dealers, with each request. Why drive 10-20 miles or more in each direction,

to each dealership when; they may not even have your desired vehicle in stock...they cant sell what the dont have...!!! unless you would like a special order from the factory which will cost time and money.

Hey and Why not get a feeling for, and make contact with the Sales Reps before Your visits to each Dealer?

Why Use a Service like Dealers Compete?

Every dealership uses different funding institutions, or banks to finance their car buyers.

Each bank has different loan funding criteria. Each dealership has different allocations of vehicles from their factories, based on; previous sales performances, the dealerships moving more cars, get more cars and better allocations. Each dealership has different management in place, each with different philosophy's of doing business. Each has different overhead or cost of doing business.

All this affects the price and deal your are offered from the sales person.